My 2019 Investment Holdings Review

Here’s my 2019 investment holdings, and it ain’t pretty. According to the internet source, the annual return of Malaysia’s KLCI Index is -6.02% whereas Singapore’s Straits Times Index returned 8.20%. By using these two indexes as benchmark, it is apparent that my portfolio has underperformed the market. In my portfolio, the stocks with * indicated […]

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Saving is Not Enough!

“When I save enough money then I can…” Complete the sentence with anything you want, be it retire, travel the world, start a family, blablabla, this is a statement we all hear too many times.  The habit of saving is important. It is one of the most fundamental step in personal finance, and probably the […]

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