Why Are We Not Financially Free?

If you have been following me and in this community for awhile, you have probably heard people or even (scammy) ads talk about the terms like financial independence or financial freedom for countless times. Here is one question that ponders me when I first heard about those terms: if we have to strive for financial […]

Read More →

3 Months Review with Singlife! The Insurance Savings Plan that earns up to 2.0% p.a.!

If you have followed me for sometime, you will notice that I have a huge portion of cash in my portfolio. I keep a lot of cash not because I can predict the next stock market crash and ready to cash in, nor I am unaware that cash is constantly eroded by inflation. . The cash […]

Read More →

Hospitalised in Singapore? Here’s what you should know

9 months, that is how long I had to wait until I finally received the insurance claim from my company.  Back in September last year, I was unfortunately hospitalised for two days and the entire experience was really wholesome: getting hospitalised as a foreigner in one of the most expensive cities in the world, nearly […]

Read More →

Saving is Not Enough!

“When I save enough money then I can…” Complete the sentence with anything you want, be it retire, travel the world, start a family, blablabla, this is a statement we all hear too many times.  The habit of saving is important. It is one of the most fundamental step in personal finance, and probably the […]

Read More →