I have lost counts of how long it has been to be far from home but the good news is really legit this time! Singapore and Malaysia will launch both air and land vaccinated travel lanes on the coming Monday (29 November 2021)! In this article, I am going to share with you all the […]
What’s up guys, it has been a while since I last wrote and posted anything. Forgive me, I have been putting like 200% of my heart and soul into my job and had really no time for other things. But guess what, it was totally worth it, because I GOT PROMOTED! While I am truly […]
Losing your belongings can be really frustrating, especially if you lost your wallet with all your identity cards in it, which I did last week. As a clumsy guy since child, this definitely is not the first time I lost anything in my life. For countless time, I have lost many stuffs back in Malaysia: […]
If you have been following me and in this community for awhile, you have probably heard people or even (scammy) ads talk about the terms like financial independence or financial freedom for countless times. Here is one question that ponders me when I first heard about those terms: if we have to strive for financial […]
Growing up, I never really had a proper understanding about money, and have never heard about the term “financial freedom”. To me, to be rich means to have nice cars, big houses, and the ability to travel or buy whatever we desire. Because that was the kind of “rich” life I saw when I was […]
Alright, as you all wish, here’s my 2020 Investment Holdings! Two trades were completed in 2020, first was getting rid of Air Asia which was badly affected by the Covid. Second is a just trade for fun with a small position that I was playing around and got lucky. The Equity If you read my […]
Retail is definitely one of the most affected sectors by this COVID-19 pandemic. My company has then been forced to cut our salary packages, and let go many of the employees especially foreigners. Most of my friends have gone to their home countries since their contracts and permits were not renewed. I was lucky to […]
2 years ago, I came to Singapore with only SPM certificate (high school), there were really not many job options for me. After sending my resumes to every possible vacancies I found online, and received either rejections or no replies at all for three weeks plus, I only managed to get two jobs, both were […]
If you have followed me for sometime, you will notice that I have a huge portion of cash in my portfolio. I keep a lot of cash not because I can predict the next stock market crash and ready to cash in, nor I am unaware that cash is constantly eroded by inflation. . The cash […]
If you are self-employed, or gig worker, or working in Singapore like me (or any other country), well EPF is really sometimes out of topic since we don’t have to contribute and our boss (or you are the boss) would not contribute for us also. So what caught my attention that I want to write […]